RM PH 3 Proj

800 words ref page intext citations and in APA format

 

Part 1

  • Explain the various definitions of disability that are found in disability-income insurance.
  • Explain the following disability insurance income provisions:
    • Residual disability
    • Benefit period
    • Elimination period

Part 2

  • A common method of determining the amount of life insurance life insurance to purchase is called the needs approach. Explain the following needs for a head of the household:
    • Income needs
    • Special needs
    • Cash needs
  • Explain the capital retention approach for determining the amount of 410 life insurance owned.
  • Briefly explain the characteristics of the following types of managed care plans:
    • Health maintenance organization (HMO) plans
    • Preferred provider organization (PPO) plans
    • Point-of-service (POS) plans

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